Master Zero-Based Budgeting in 2025
We've designed this program after seeing too many people struggle with traditional budgeting methods. Instead of tracking what you've already spent, you'll learn to assign purpose to every dollar before it enters your account. Classes start September 2025.
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What You'll Actually Learn
Look, budgeting sounds boring. But when you've spent years watching people transform their financial stress into confidence, you realize it's more like learning a new language. One that helps you have better conversations with your money.
Our approach strips away the complexity. You won't be juggling spreadsheets with dozens of categories. Instead, we focus on the core principle: giving every dollar a job before the month begins.
- Building your first zero-based budget from scratch
- Managing irregular income without the usual anxiety
- Creating category structures that actually match your life
- Adjusting mid-month without abandoning the whole plan
- Setting up systems that work with Australian banking tools
Program Timeline
We run this as a 12-week intensive starting September 2025. Classes meet twice weekly in South Brisbane, with optional weekend workshops for those who want extra practice. And yes, we know that's a commitment. But changing how you think about money takes more than a quick weekend seminar.
Foundation Building
Understanding the zero-based philosophy and creating your baseline budget. We start with your actual numbers, not theoretical examples from textbooks.
Category Refinement
Most people start with too many categories. We'll help you find the sweet spot between detail and simplicity that actually works in daily life.
Real-World Scenarios
Car breaks down? Unexpected medical bill? We practice handling disruptions without throwing the whole system out the window.
Long-Term Strategy
Building buffers, planning for annual expenses, and creating systems that support your financial goals beyond just paying bills.
Who's Teaching This
We're not going to claim our instructors are celebrity financial gurus. They're people who've spent years working with everyday Australians on practical money management. That experience matters more than flashy credentials.
Dermot Kellaway
Spent 14 years helping Brisbane families untangle their finances. Has a talent for explaining complex concepts using everyday language that actually makes sense.
Philippa Wrightson
Specializes in helping people with irregular income create budgets that don't fall apart when paychecks vary. Worked with over 200 freelancers and contractors.
Tavish Breckenridge
Runs the weekend intensive sessions. Known for his practical approach to scenario planning and helping students prepare for financial curveballs.